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Fighting Foreclosure Fraud State by State

Cross posted from The Stars Hollow Gazette

The two of the lady state attorney generals took the stage on the talk shows discussing their actions to protect their constituents from the thousands of illegal foreclosures that are crushing their states economies. Massachusetts AG Martha Coakley joined Dylan Ratigan for a lively chat about her lawsuit against five major banks and MERS. Later, AG Kamala Harris explained to Lawrence O’Donnell on “The Last Word” her reasons for breaking from the not-50 State Agreement being brokered by the Obama administration.

The ladies are really on a roll. Just this week it was announced that Ms. Harris has teamed up with Nevada’s State Attorney General, Catherine Cortez Masto, to look into a wide array of abuses, including mishandled documents, shoddy loan servicing, and the questionable ways in which mortgages were bundled and sold to investors. Like New York’s AG Eric Schneiderman and AG Beau Biden of Delaware, the ladies see strength in numbers.

States take charge of “fraudclosure” crackdown

Battling Big Banks on Foreclosure Crisis

This is the hard work protecting consumers that the Obama administration refuses to do.  

Limiting Choice, Putting Young Women At Risk

Cross posted from The Stars Hollow Gazette

This was not a good week for women’s reproductive freedom, especially young women of childbearing age under seventeen. The Secretary of Health and Human Services chose to strike down the Food and Drug Administration’s decision to make emergency contraception available without a prescription to people under 17, just as it is now to those who are 17 and older. It is very obvious that Secretary Kathleen Sebelius based her decision, not on the science that Plan B One-Step is safe, but on pure politics to avoid a confrontation with Catholic Bishops and so-called “pro-life” conservatives in an election year.

President Barack Obama’s statement that he did not intervene in the secretary’s decision is barely believable. What was even more insulting was his paternalistic statement regarding women being able to make their own reproductive decisions using his own daughters:

I will say this, as the father of two daughters. I think it is important for us to make sure that we apply some common sense to various rules when it comes to over-the-counter medicine.

And as I understand it, the reason Kathleen made this decision was she could not be confident that a 10-year-old or an 11-year-old go into a drugstore, should be able-alongside bubble gum or batteries-be able to buy a medication that potentially, if not used properly, could end up having an adverse effect.

And I think most parents would probably feel the same way.

No, Mr. President this is not “common sense”, this is a dangerous decision that will put thousands of young women at risk for unwanted pregnancies. As a parent, I know full well that children do not always confide in their parents when they have done something the parents will disapprove. Unlike you, sir, parents can’t watch their children 24/7 and children are not known for making good long term decisions, especially, when they are pressured by their peers.

Girls as young as 10 and 11 are having unprotected sex. As available as condoms are, kids don’t always use or have them and, oh, they do break. There is also the matter of rape and incest. Who do these young women turn to when they are too ashamed to seek help because of the backward attitudes about sex in this country?

For EC to be effective it must be taken within 72 hours of intercourse, the sooner the better. The direction for Plan B are simple and easily understood: Take one pill within 72 hours of unprotected sexual intercourse. Directions that most 10 or 11 year olds can easily understand.

So putting constraints to access by requiring a prescription from a doctor, which may not be either timely or possible, further put the young woman at risk. This is a rule that could adversely affect the rest of their lives, economically, educationally, familial and professionally. This is denying them control over their reproductive lives. As the father of two daughters, you might want to about this more carefully.

The President’s remarks were not just paternalistic but uniformed and sexist. I’ll get to the nonsense he spouted about over the counter drugs.

Let me say this, as a medical professional, there are millions of young women who take birth control, some for health issues, with no adverse side effects. Teenage pregnancy carries increased health risks to both mother and infant, even a higher risk of mortality.

The “morning after” pill has been available to all women in their menarche over the counter in Europe for years with little or no ill effect. Dr. Margaret Hamburg, the F.D.A.’s commissioner, in her statement disagreeing with Sec. Sebelius’ veto, stated the agency’s scientists “determined that the product was safe and effective in adolescent females, that adolescent females understood the product was not for routine use, and that the product would not protect them against sexually transmitted disease.”

Sebelius’ override has been described as “medically inexplicable”:

Sebelius’ decision is “medically inexplicable,” said Dr. Robert Block of the American Academy of Pediatrics, one of a number of major medical groups that contends over-the-counter access to emergency contraception would lower the nation’s high number of unplanned pregnancies.

Pediatricians say the morning-after pill is safe — containing a high dose of the same female hormone that’s in regular birth control pills — especially compared to some existing over-the-counter medicines.

“I don’t think 11-year-olds go into Rite Aid and buy anything,” much less a single pill that costs about $50, added fellow AAP member Dr. Cora Breuner, a professor of pediatric and adolescent medicine at the University of Washington.

Instead, putting the morning-after pill next to the condoms and spermicides would increase access for those of more sexually active ages “who have made a serious error in having unprotected sex and should be able to respond to that kind of lack of judgment in a way that is timely as opposed to having to suffer permanent consequences,” she said.

Sebelius may not have been forthcoming when she said that the drug’s manufacturer had failed to study whether girls as young as 11 years old could safely use Plan B. Teva Pharmaceuticals had funded a study that “tracked 11- to 17-year-olds who came to clinics seeking emergency contraception. Nearly 90 percent of them used Plan B safely and correctly without professional guidance, said Teva Vice President Amy Niemann.”

There are far riskier drugs that are on the shelves of drug stores that are available to teens that can do more harm than a one time use pill that you have to see the pharmacist to get. There are no known drug interactions, yet there are serious warnings about taking Tylenol, aspirin and non-steroidal anti-inflammatory drugs (Ibuprofen, Naprosyn) with a long list of over the counter and prescription drugs. There are diet pills and cough remedies that carry higher risks. A teen driving a car is more dangerous.

For the President to say that he was not involved in the process is laughable on its face. The Executive Branch is controlled by him. All of the cabinet members are answerable to him. No cabinet member would presume to make a decision of this magnitude with the political repercussions without his direct or implicit approval. The buck stops with him.

There is no medical argument that can be made to justify this. It is purely political, pandering to the far right factions that will never vote for Obama even if his were the only name on the ballot. It is feckless, cowardly and a slap in the face to 51% of the population of the United States.

 

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On this Day In History December 9

Cross posted from The Stars Hollow Gazette

This is your morning Open Thread. Pour your favorite beverage and review the past and comment on the future.

Find the past “On This Day in History” here.

December 9 is the 343rd day of the year (344th in leap years) in the Gregorian calendar. There are 22 days remaining until the end of the year.

On this day in 1861, The Joint Committee on the Conduct of the War is established by the U.S. Congress.

The Joint Committee on the Conduct of the War was a United States Congressional investigating committee created to handle issues surrounding the American Civil War. It was established on December 9, 1861, following the embarrassing Union defeat at the Battle of Ball’s Bluff, at the instigation of Senator Zachariah T. Chandler of Michigan, and continued until May 1865. Its purpose was to investigate such matters as illicit trade with the Confederate states, medical treatment of wounded soldiers, military contracts, and the causes of Union battle losses. The Committee was also involved in supporting the war effort through various means, including endorsing emancipation, the use of black soldiers, and the appointment of generals who were known to be aggressive fighters. It was chaired throughout by Senator Benjamin Wade of Ohio, and became identified with the Radical Republicans who wanted more aggressive war policies than those of Abraham Lincoln.

History

Union officers often found themselves in an uncomfortable position before the Committee. Since this was a civil war, pitting neighbor against neighbor (and sometimes brother against brother), the loyalty of a soldier to the Union was simple to question. And since Union forces had very poor luck against their Confederate counterparts early in the war, particularly in the Eastern Theater battles that held the attention of the newspapers and Washington politicians, it was easy to accuse an officer of being a traitor after he lost a battle or was slow to engage or pursue the enemy. This politically charged atmosphere was very difficult and distracting for career military officers. Officers who were not known Republicans felt the most pressure before the Committee.

During the committee’s existence, it held 272 meetings and received testimony in Washington and at other locations, often from military officers. Though the committee met and held hearings in secrecy, the testimony and related exhibits were published at irregular intervals in the numerous committee reports of its investigations. The records include the original manuscripts of certain postwar reports that the committee received from general officers. There are also transcripts of testimony and accounting records regarding the military administration of Alexandria, Virginia.

One of the most colorful series of committee hearings followed the Battle of Gettysburg in 1863, where Union Maj. Gen. Daniel Sickles, a former congressman, accused Maj. Gen. George G. Meade of mismanaging the battle, planning to retreat from Gettysburg prior to his victory there, and failing to pursue and defeat Robert E. Lee‘s army as it retreated. This was mostly a self-serving effort on Sickles’s part because he was trying to deflect criticism from his own disastrous role in the battle. Bill Hyde notes that the committee’s report on Gettysburg was edited by Wade in ways that were unfavorable to Meade, even when that required distorting the evidence. The report was “a powerful propaganda weapon” (p. 381), but the committee’s power had waned by the time the final testimony was taken of William T. Sherman on May 22, 1865.

The war it was investigating completed, the committee ceased to exist after this last testimony, and the final reports were published shortly thereafter. The later Joint Committee on Reconstruction represented a similar attempt to check executive power by the Radical Republicans.

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You’re Free To Go When The War Ends

Cross posted from The Stars Hollow Gazette

Freedom’s Just another word for nothin’ left to lose. ~ Kris Kristofferson, “Me And Bobby Mcgee

They who can give up essential liberty to obtain a little temporary safety, deserve neither liberty nor safety. ~ Benjamin Franklin

We’re going to destroy it before they can get their hands on it. You can take away out lives but only we can take away out freedom. ~ Jon Stewart

Arrested Development

The Senate passes a bill that allows the government to detain an American citizen indefinitely without a trial.

Arrested Development – One-Way Train to Gitmo

Barack Obama will veto the 2012 Defense Appropriations bill because he objects to the Executive Branch not having totally infinite power of detention.

Obama Will Sign NDAA Bill: Up Dated

Cross posted from The Stars Hollow Gazette

As per Sen. Karl Levin, Obama requested that the language barring the indefinite detention of US citizens be removed from the National Defense Authorization Bill. This doesn’t exonerate Levin or the other 97 Senators who voted “aye” on this travesty of legislation.

We have only a few days to speak up to Congress before the President signs NDAA Section 1031, permitting citizen imprisonment without evidence or a trial. Congress plans to give it to him to sign by Dec 9. But if we act urgently to raise awareness among our friends, family, and colleagues, we can still prevent this. Here is what we can do:

1) Americans must know about this to stop it. Urgently pass this petition as widely as possible: http://www.change.org/petition… … – Contact the media by any means available to you. ZERO news stories have covered this Chairman Levin clip yet!

2) Congress can still block the law before December 9. Write and call your Representative and Senator telling them to stop NDAA Section 1031.

Contact your Representative: http://writerep.house.gov/writ…

Contact your Senator: http://www.senate.gov/general/…

3) Write and call the White House to tell the President you won’t sit by and watch NDAA Section 1031 become law: http://www.whitehouse.gov/cont…

4) Stay smart — To slow down journalists and concerned citizens, it appears Section 1032 was deliberately crafted to distract from Section 1031. However, section 1032 is NOT the citizen imprisonment law. Disturbingly, this confusion is helping Section 1031 to slip by the American people. Do NOT fall for the misdirection, stay informed and urgently work to stop NDAA Section 1031.

We need to stop Obama and Congress from trashing the Constitution.

Up Date 12.8.2011: The web site Lawfare has an excellent two part analysis and side by side comparison of the House and Senate versions of NDAA. Written by Benjamin Wittes, it is an enlightening read on the flaws of both bills:

As the House of Representatives and the Senate head to conference on the NDAA, I thought it might be useful to analyze the similarities and differences between the counterterrorism provisions of the two versions of the bill. People sometimes talk about the NDAA as though both houses are on the same track. And there are some similar themes. But the two bills are also quite different. And these difference give rise to opportunities in conference: opportunities to emerge with far better policy than either bill presents on its own, and opportunities for mischief as well.

In this pair of posts, which is organized thematically and loosely according to the sequence of provisions in the House version of the bill, I am going to do a kind of side-by-side analysis. In each section that follows, I will start with a discussion of the House bill, which is longer and more involved, then describe how the analogous Senate provision (if one exists) differs. I will then discuss what I think the optimal realistic policy outcome looks like given the two versions. I am not going to rehash the merits or lack thereof of the specific provisions, all of which we have discussed elsewhere. My point is simply to highlight where the Congress has a clear position and where the houses are reading from different playbooks.

The Senate version of the bill is available here (pdf), with the relevant section running from pp. 426-445. The House version of the bill is available here (pdf) and runs from pp. 567-603. As this will get long, I will break it up into two posts.

House-Senate Side-by-Side of NDAA Provisions: Part I

House-Senate Side-by-Side of NDAA Provisions: Part II

On this Day In History December 8

Cross posted from The Stars Hollow Gazette

This is your morning Open Thread. Pour your favorite beverage and review the past and comment on the future

Find the past “On This Day in History” here.

December 8 is the 342nd day of the year (343rd in leap years) in the Gregorian calendar. There are 23 days remaining until the end of the year.

John Lennon, October 9. 1940 – December 8, 1980

The Tea Maker

Yoko Ono

John and I are in our Dakota kitchen in the middle of the night. Three cats – Sasha, Micha and Charo – are looking up at John, who is making tea for us two.

Sasha is all white, Micha is all black. They are both gorgeous, classy Persian cats. Charo, on the other hand, is a mutt. John used to have a special love for Charo. “You’ve got a funny face, Charo!” he would say, and pat her.

“Yoko, Yoko, you’re supposed to first put the tea bags in, and then the hot water.” John took the role of the tea maker, for being English. So I gave up doing it.

It was nice to be up in the middle of the night, when there was no sound in the house, and sip the tea John would make. One night, however, John said: “I was talking to Aunt Mimi this afternoon and she says you are supposed to put the hot water in first. Then the tea bag. I could swear she taught me to put the tea bag in first, but …”

“So all this time, we were doing it wrong?”

“Yeah …”

We both cracked up. That was in 1980. Neither of us knew that it was to be the last year of our life together.

Rest In Peace, Col. Potter

Harry Morgan April 10, 1915 – December 7, 2011

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December 7, 1941: This Is Not A Drill

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This message was sent to all in the US Naval Fleet at 8:00 AM HST by Admiral Husband Kimmel, in charge of Pearl Harbor.

h/t Command Posts

On this Day In History December 7

Cross posted from The Stars Hollow Gazette

This is your morning Open Thread. Pour your favorite beverage and review the past and comment on the future

Find the past “On This Day in History” here.

December 7 is the 341st day of the year (342nd in leap years) in the Gregorian calendar. There are 24 days remaining until the end of the year.

On this day in 1787, (In) Dover, Delaware, the U.S. Constitution is unanimously ratified by all 30 delegates to the Delaware Constitutional Convention, making Delaware the first state of the modern United States.

Less than four months before, the Constitution was signed by 37 of the original 55 delegates to the Constitutional Convention meeting in Philadelphia. The Constitution was sent to the states for ratification, and, by the terms of the document, the Constitution would become binding once nine of the former 13 colonies had ratified the document. Delaware led the process, and on June 21, 1788, New Hampshire became the ninth state to ratify the Constitution, making federal democracy the law of the land. Government under the U.S. Constitution took effect on March 4, 1789.

Delaware  is a U.S. state located on the Atlantic Coast in the Mid-Atlantic region of the United States. The state takes its name from Thomas West, 3rd Baron De La Warr, an English nobleman and Virginia’s first colonial governor, after whom (what is now called) Cape Henlopen was originally named.

Delaware is located in the northeastern portion of the Delmarva Peninsula and is the second smallest state in area (after Rhode Island). Estimates in 2007 rank the population of Delaware as 45th in the nation, but 6th in population density, with more than 60% of the population in New Castle County. Delaware is divided into three counties. From north to south, these three counties are New Castle, Kent, and Sussex. While the southern two counties have historically been predominantly agricultural, New Castle County has been more industrialized.

The state ranks second in civilian scientists and engineers as a percentage of the workforce and number of patents issued to companies or individuals per 1,000 workers. The history of the state’s economic and industrial development is closely tied to the impact of the Du Pont family, founders and scions of E. I. du Pont de Nemours and Company, one of the world’s largest chemical companies.

Before its coastline was first explored by Europeans in the 16th century, Delaware was inhabited by several groups of Native Americans, including the Lenape in the north and Nanticoke in the south. It was initially colonized by Dutch traders at Zwaanendael, located near the present town of Lewes, in 1631. Delaware was one of the thirteen colonies participating in the American Revolution and on December 7, 1787, became the first state to ratify the Constitution of the United States, thereby becoming known as The First State.

Delaware is the home state of Vice President Joseph Biden

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